Fintech Takes

A 15 Min Bank & Other Bad Ideas

Highlights from Fintech Recap

Alex Johnson · OCT 7

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Can it take action? And how much does it cost?

3 news stories, 2 reading recommendations, & 1 question.

OCT 5Alex Johnson

Five Questions About Agentic Finance

Reporting back from Salt Lake City.

OCT 2Alex Johnson

The Investor Diaries

Listen to the Fintech Takes podcast.

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Replay: The Science (and Fiction) of Friction

Learn how to tell the friction that protects your portfolio from the friction that's costing you applicants.

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Dear Investor Diary

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SEP 30Alex Johnson

Whop Whop Whop

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SEP 28Alex Johnson

Life (and Screen Scraping) Finds a Way

And why banks will sing a different tune on access regulation this time.

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The 2,000 Years of Rain Problem in SMB Lending

Two dentists. A dozen restaurants. Four large manufacturers. Maybe a couple of oyster farms.

SEP 25Alex Johnson

An Accountable Credit Score

Or why a first-party credit score is such a novel idea.

SEP 24Alex Johnson

Under the Hood

Highlights from the Fintech Takes Podcast

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Amazon’s War Against Agentic AI Continues

3 news stories, 2 reading recommendations, & 1 question.

SEP 21Alex Johnson

Fintech North

Observations from a week spent north of the border.

SEP 18Alex Johnson

Stop Competing For Your Own Customer

One of the stranger things about consumer lending is that a lender can do everything right and still end up competing for its own customer.

SEP 18Alex Johnson

A Crisis of Confidence (audio edition)

Highlights from the Fintech Takes Podcast

SEP 16Alex Johnson

Nubank is Playing Checkers and Chess

3 news stories, 2 reading recommendations, & 1 question.

SEP 14Alex Johnson

A Busy Fintech Week

Here’s what I saw and heard in New York.

SEP 12Alex Johnson

The Standards Conversation

Highlights from the Fintech Takes Podcast

SEP 9Alex Johnson

Share Nicely … Or Be Forced To

3 news stories, 2 reading recommendations, & 1 question.

SEP 7Alex Johnson

A (Mostly) Fake Fintech Q&A

Five questions that you and (mostly) me want answered.

SEP 4Alex Johnson

Nothing Here is What it Seems

Highlights from Fintech Recap

SEP 2Alex Johnson
Podcast

Fintech Recap: Risk, Standards, and Double Standards

Welcome back to Fintech Recap. I’m Alex Johnson, joined as always by my partner in recapping, Jason Mikula.

SEP 2Alex Johnson
Podcast

Fintech Takes x Nova Credit Presents Cash Flow Conversations Ep 7: A Traveling Credit Score

Hello, and welcome back to Cash Flow Conversations , a podcast series sponsored by Nova Credit.

SEP 1Alex Johnson

Winning and Losing With Tokenized Deposits

3 news stories, 2 reading recommendations, & 1 question.

AUG 31Alex Johnson
By Alex Johnson

Fintech Takes

The weekly read for the people who build fintech and the banks that carry it.