A 15 Min Bank & Other Bad Ideas
Highlights from Fintech Recap
Recent posts
Can it take action? And how much does it cost?
3 news stories, 2 reading recommendations, & 1 question.
Five Questions About Agentic Finance
Reporting back from Salt Lake City.
The Investor Diaries
Listen to the Fintech Takes podcast.
Replay: The Science (and Fiction) of Friction
Learn how to tell the friction that protects your portfolio from the friction that's costing you applicants.
Dear Investor Diary
Highlights from the Fintech Takes Podcast
Whop Whop Whop
3 news stories, 2 reading recommendations, & 1 question.
Life (and Screen Scraping) Finds a Way
And why banks will sing a different tune on access regulation this time.
The 2,000 Years of Rain Problem in SMB Lending
Two dentists. A dozen restaurants. Four large manufacturers. Maybe a couple of oyster farms.
An Accountable Credit Score
Or why a first-party credit score is such a novel idea.
Under the Hood
Highlights from the Fintech Takes Podcast
Amazon’s War Against Agentic AI Continues
3 news stories, 2 reading recommendations, & 1 question.
Fintech North
Observations from a week spent north of the border.
Stop Competing For Your Own Customer
One of the stranger things about consumer lending is that a lender can do everything right and still end up competing for its own customer.
A Crisis of Confidence (audio edition)
Highlights from the Fintech Takes Podcast
Nubank is Playing Checkers and Chess
3 news stories, 2 reading recommendations, & 1 question.
A Busy Fintech Week
Here’s what I saw and heard in New York.
The Standards Conversation
Highlights from the Fintech Takes Podcast
Share Nicely … Or Be Forced To
3 news stories, 2 reading recommendations, & 1 question.
A (Mostly) Fake Fintech Q&A
Five questions that you and (mostly) me want answered.
Nothing Here is What it Seems
Highlights from Fintech Recap
Fintech Recap: Risk, Standards, and Double Standards
Welcome back to Fintech Recap. I’m Alex Johnson, joined as always by my partner in recapping, Jason Mikula.
Fintech Takes x Nova Credit Presents Cash Flow Conversations Ep 7: A Traveling Credit Score
Hello, and welcome back to Cash Flow Conversations , a podcast series sponsored by Nova Credit.
Winning and Losing With Tokenized Deposits
3 news stories, 2 reading recommendations, & 1 question.

