Fintech Takes

The Last Mile Problem for Stablecoins

On solving the last mile problem for stablecoins

Alex Johnson · NOV 13In collaboration with BVNK

Recent posts

Can Revolut Dominate the U.S. Without Taking Risk?

Trying to make sense of Nik Storonsky’s recent comments.

NOV 13Alex Johnson

The Customer Isn’t the Liability

Collections Conversations, Season 2 (with C&R)

NOV 13Alex Johnson

The Business of Lending, Seen From Canada

Collections Conversations, Season 2 (with C&R)

NOV 13Alex Johnson

Replay: Fintech Office Hours — Sept 2026 Edition

Fintech doesn't sleep, which is why Office Hours is here to keep you ahead.

NOV 12Alex Johnson

The Blue Wave Hits Banking

Highlights from the Fintech Takes Podcast

NOV 11Alex Johnson

The Blue Wave Hits Financial Services

Listen to the Fintech Takes podcast.

NOV 11Alex Johnson

Episode 2: What Africa Can Teach the Industry About Credit & Collections

Collections Conversations, Season 2 (with C&R)

NOV 10Alex Johnson

Banks Could Use Some Guidance on AI as Well

3 news stories, 2 reading recommendations, & 1 question.

NOV 9Alex Johnson

Are We Ready for AI Agents?

No! And 19 other takeaways from the Agentic Readiness Summit.

NOV 6Alex Johnson

Episode 1: Fintech’s Next Test Across the U.S. and U.K. Products

Collections Conversations, Season 2 (with C&R)

NOV 6Alex Johnson

Bots, Blockchains & Bad Ideas

Highlights from Fintech Recap

NOV 4Alex Johnson

AI Agents, SoFi, & the OCC’s “Irrefutable” Report

Listen to Fintech Recap on the Fintech Takes podcast.

NOV 4Alex Johnson

Centralization for the Win

3 news stories, 2 reading recommendations, & 1 question.

NOV 2Alex Johnson

Difficult, Not Impossible

A Plea for Builders (and some personal news!)

OCT 30Alex Johnson

What Is Tempo? And Why Do We Need It?

Highlights from the Fintech Takes Podcast

OCT 28Alex Johnson

The SOFIE Test

3 news stories, 2 reading recommendations, & 1 question.

OCT 26Alex Johnson

Small Business, Big Onboarding Problem

How AI agents can handle the wild heterogeneity of SMB onboarding

OCT 26Alex Johnson

Money2026

What I saw, heard, and thought about during a busy week.

OCT 23Alex Johnson

Symphony, Spoolis, Piston, & MoneyStack

Highlights from Not Fintech Investment Advice

OCT 21Alex Johnson

Symphony, Spoolis, Piston, MoneyStack

Listen to Not Fintech Investment Advice on the Fintech Takes podcast.

OCT 21Alex Johnson

I Wish You Good Fortune in the Wars to Come

3 news stories, 2 reading recommendations, & 1 question.

OCT 19Alex Johnson

A Digital Wallet For Agents

AI agents have arrived to unlock the digital wallet

OCT 19Alex Johnson

Engineered to Never End

PayPal, Stripe, Ramp, and the state of venture-backed fintech companies in 2026.

OCT 16Alex Johnson
See all posts

Fintech Takes

The weekly read for the people who build fintech and the banks that carry it.

By Alex Johnson