FINTECH TAKES

Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.

Fintech Takes x C&R presents Collections Conversations Episode 6: Humans in the Fintech Loop

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April 15, 2026

Not Fintech Investment Advice: monk, MKIII, Wealth Architect, & CloutScore

Welcome back to Not Fintech Investment Advice, where Simon Taylor and I do what we do best: talk about fintech startups we’re absolutely not giving investment advice on. First up is monk, an accounts receivable AI that helps small businesses get paid faster. Accounts payable has been well-served by spend management tools. Accounts receivable for […]

April 9, 2026

Fintech Takes x C&R presents Collections Conversations Episode 5: The Missed Payment Is Not the Problem

Welcome back to Collections Conversations, a new miniseries from Fintech Takes, sponsored by our friends at C&R Software – now with a fresh batch of episodes! The series digs into how generative AI is reshaping debt collections; what it enables, what it complicates, and why it might finally force the industry to retire the word […]

April 8, 2026

The Great Bank-Fintech Partnership Reset

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Jason Henrichs, CEO of Alloy Labs and co-host of the Breaking Banks podcast. This episode is structured in two parts. In part one, Jason and I zoom out on bank-fintech partnerships (once we get a rant out of our system; the Treasury Department […]

April 1, 2026

Fintech Recap: Bilt Breaks, BaaS Unbundles, and NY Flexes

Welcome back to Fintech Recap. I’m Alex Johnson, joined as always by my partner in recapping, Jason Mikula. We kick things off with Bilt 2.0. After Wells Fargo pulled the plug on a partnership costing the bank reportedly $10M a month, Bilt rebuilt its stack with Column as the bank partner, Cardless as issuer processor, […]

March 31, 2026

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 4: Context

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series revolves around one question: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? In Episode 4, my cohost Tomás Campos, Co-founder and CEO of […]

March 25, 2026

Facing Credit: Credit Underwriting as a System

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Kiran Aware (Chief Consumer Credit Officer at LendingClub) and Michelle Young (Credit Product Lead at Plaid) for our new series Facing Credit, where we unpack what’s happening in credit and lending right now. Today’s conversation explores credit underwriting as a system, and why […]

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