FINTECH TAKES

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September 12, 2025

Fintech Takes x SOLO Presents Source of Truth Episode 4: Wave a Magic Wand

We’re at the finish line of Source of Truth, the new podcast miniseries from Fintech Takes, sponsored by our friends at SOLO. And much like in a relay race, Eric Woodward (CEO at FinatIQ, who shaped one of the most successful digital payment platforms in the U.S. as the former Group President at Early Warning, […]

September 11, 2025

Fintech Takes x SOLO Presents Source of Truth Episode 3: Hard Lessons Learned from the Trenches

Hello, and welcome back to Source of Truth, a new miniseries sponsored by our friends at SOLO. This series is about information asymmetry; the enemy of financial services. Until now, we’ve focused on theory: the broken data infrastructure we’ve inherited. In Episode 3, we move from theory to reality. I ask four veteran founders and […]

September 10, 2025

Bank Nerd Corner: OCC vs. States, NBA Moneyball, and Tokenized Deposits

Welcome back to Bank Nerd Corner featuring Kiah Haslett (whose inaugural Fintech Takes Banking newsletter is officially live – subscribe here to stay dangerously informed and entertained). First up: big banks are asking the OCC to write one uniform rulebook that overrides conflicting state rules. We unpack OCC vs the state regulators’ group (CSBS), why […]

September 3, 2025

Fintech Recap: Open Banking, BaaS Island, and GENIUS Act Updates

Welcome back to Fintech Takes. I’m Alex Johnson, joined (as always) by my partner-in-recapping, Jason Mikula. First up, the open banking saga continues with a new 13-paged ANPR (Advance Notice of Proposed Rulemaking) that reopens every fight. From whether “representatives” can access your data, if banks can charge cost-recovery fees, how liability hides under “security,” […]

August 29, 2025

Fintech Takes x SOLO Presents Source of Truth Episode 2: Context is King

Hello, and welcome back to Source of Truth, the new podcast miniseries from Fintech Takes, sponsored by our friends at SOLO. This series is about information asymmetry (the enemy of financial services; especially lending). In Episode, we tackled truth vs. trust. And in Episode 2, we explore history vs. overconfidence, which goes something like this: […]

August 28, 2025

Fintech Takes x SOLO Presents Source of Truth. Ep 1: Is Truth Enough to Unlock Trust?

Hello, and welcome to Source of Truth, a new podcast miniseries from Fintech Takes, sponsored by our friends at SOLO. This series is about information asymmetry (which is *the* enemy in financial services — especially in lending). Information asymmetry (the gap between what the customer knows and what the financial service provider knows) explains most […]

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