FINTECH TAKES

Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.

The $455B Reality of Financial Health

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November 11, 2025

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 2: Distribution (with Tanay Jaeel at Stripe)

Welcome back to our Engineering the SMB Capital Stack, sponsored by our friends at Fundbox. In this four-part series, we’re exploring small businesses, small business lending, and the forces shaping how small businesses access capital. I’m joined by Prashant Fuloria, CEO of Fundbox, as cohost. In Episode 1, we explored why small business lending is […]

November 5, 2025

Fintech Recap: AI, Stablecoins, and Live Money20/20 Energy!

Welcome back to Fintech Takes. I’m Alex Johnson, joined (as always) by my Jason Mikula, my partner in recapping, but this time we recorded live from the floor of Money20/20 in Vegas! Expect a shorter and more caffeinated episode where we riff topic to topic, grab bag style. First up, no surprise that AI was […]

November 4, 2025

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 1: The State of SMB Lending

Welcome to our new miniseries, Engineering the SMB Capital Stack, sponsored by our friends at Fundbox. This four-part series digs into small businesses, small business lending, and the forces reshaping how small businesses access capital. In Episode 1, I sit down with Prashant Fuloria, CEO of Fundbox (and my cohost for the episodes that follow). […]

October 29, 2025

Risk, Rules, and the Gaps in Open Banking

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined in this episode by three guests — Steve Smith (Co-founder and CEO of Invela; former Co-founder of Finicity and Founder of the Financial Data Exchange), Todd Taylor (Co-head of Intellectual Property; Co-head of Commercial & Technology Transactions at Moore & Van Allen), and Dan […]

October 27, 2025

Fintech Takes x Pipe Vertical SaaS: Fintech Disruption by a Thousand Cuts Episode 6: Scaling Up

In the finale of our new miniseries, Vertical SaaS: Fintech Disruption by a Thousand Cuts (sponsored by our friends at Pipe), we confront the biggest questions yet, like: How can maturing vertical SaaS companies scale without losing the obsessive focus that made them indispensable? Should they expand into adjacent markets, or double down on their […]

October 22, 2025

The Launch of Facing Credit

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Kevin Moss (Senior Advisor at Baselayer, former CRO) to help launch Facing Credit, a new series where we unpack what’s happening in lending right now. We start with student loans. Repayment data is finally flowing back to credit bureaus after years of paused […]

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