FINTECH TAKES

Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.

Fintech Recap: BaaS Breakdown, Super App Déjà Vu, and the Tomo Trainwreck

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November 8, 2023

S5 Ep6: BNC: The Debit Interchange Cap is Being Lowered Because … Reasons, Check Fraud, and the Implications of 1033

This week we’re back with the fabulous Kiah Haslett for another round of Bank Nerd Corner. Alex and Kiah catch up on their recent conference experiences (pickup basketball! Bank nerd celebrity sightings!) before diving into the proposed changes from the Fed to the debit interchange cap. With the new interchange fee going from 24 cents […]

November 1, 2023

S5 Ep5: Live From Money 20/20

Live from Money 20/20 in Las Vegas, Alex is joined by co-host Jason Mikula for a special episode of Fintech Recap. They discuss the latest trends and developments in the fintech industry, including compliance and regulation, generative AI, and the impact of government regulations on banking and fintech. They also share their impressions of the […]

October 25, 2023

S5 Ep4: Unpacking the Post-Pandemic Era’s Most Interesting Financial Health Trends, with Scott Sanborn

This week, Alex chats with Scott Sanborn, the CEO of Lending Club, to discuss the ever-evolving relationship between banks and consumers. Why are over half of Americans still paying off credit card debt? Does higher income lead to lower debt? With so many Americans living paycheck to paycheck, and with inflation outpacing wage growth for […]

October 18, 2023

S5 Ep3: Not Fintech Investment Advice: Layup Gamifies Savings, Series Set to Compete with Major ERPs, Can We Please Stop Focusing on LLMs

It’s time for another episode of “Not Fintech Advice” with the inestimable, Simon Taylor! Or errr…. Whatever, that word actually means. Alex and Simon break down the latest in fintech news starting with Galleon, an off-market real estate platform that allows sellers to scope out the market and exert a greater degree of control over […]

October 11, 2023

S5 Ep2: The Role of Supervisors/Adverse Action Notices/Building a Better PFM

Conference season is here and Kiah Haslett is here to break down all the latest news and events in banking and fintech, including all the hot conference goss and Alex’s big plans for coming out of an early retirement to play one last game of pickup basketball at Money 20/20. Then, Alex and Kiah dive […]

October 4, 2023

S5 Ep1: Fintech Recap: The Challenges of BaaS/The Drama of Interchange/The Final Death of NFTs

Matthew Goldman (founder of Totavi and author of CardsFTW) joins Alex and Jason to talk through the never-ending challenges of banking-as-a-service, why Evolve hasn’t managed to earn itself a consent order yet, and the growing complexity of BaaS thanks to middleware platforms. The trio then talk about the eternal struggle over interchange fees and why […]

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