FINTECH TAKES

Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.

Fintech Takes x Chime presents Banking on Primacy Ep 2: The Bifurcation of Rewards

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March 31, 2026

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 4: Context

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series revolves around one question: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? In Episode 4, my cohost Tomás Campos, Co-founder and CEO of […]

March 25, 2026

Facing Credit: Credit Underwriting as a System

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Kiran Aware (Chief Consumer Credit Officer at LendingClub) and Michelle Young (Credit Product Lead at Plaid) for our new series Facing Credit, where we unpack what’s happening in credit and lending right now. Today’s conversation explores credit underwriting as a system, and why […]

March 24, 2026

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 3: Acquisition

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series orbits around one core challenge: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? In Episode 3, my cohost Tomás Campos (Co-founder and CEO […]

March 18, 2026

Not Fintech Investment Advice: Rhythmic, AgentCard, Rowspace, & Burst

Welcome back to Not Fintech Investment Advice, where Simon Taylor and I do what we do best: talk about fintech startups we’re absolutely not giving investment advice on. First up is Rhythmic, stablecoin-powered embedded wallets for brands (think Ansa but stablecoins). We unpack why payments nerds are now building in stablecoins, what OCC guidance means […]

March 17, 2026

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series orbits around one core challenge: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? We’re living through an abundance era for credit data. Today’s […]

March 11, 2026

Celebrity Fintech, Before MrBeast

Welcome back to Fintech Takes. I’m Alex Johnson, joined again by Carlos Caro (author of the Free Toaster newsletter and host of the Free Toaster podcast) to continue the conversation we started on Carlos’s podcast about MrBeast’s acquisition of Step and what it means for the fintech ecosystem. This episode picks up where we left […]

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