FINTECH TAKES

Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.

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March 18, 2026

Not Fintech Investment Advice: Rhythmic, AgentCard, Rowspace, & Burst

Welcome back to Not Fintech Investment Advice, where Simon Taylor and I do what we do best: talk about fintech startups we’re absolutely not giving investment advice on. First up is Rhythmic, stablecoin-powered embedded wallets for brands (think Ansa but stablecoins). We unpack why payments nerds are now building in stablecoins, what OCC guidance means […]

March 17, 2026

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series orbits around one core challenge: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? We’re living through an abundance era for credit data. Today’s […]

March 11, 2026

Celebrity Fintech, Before MrBeast

Welcome back to Fintech Takes. I’m Alex Johnson, joined again by Carlos Caro (author of the Free Toaster newsletter and host of the Free Toaster podcast) to continue the conversation we started on Carlos’s podcast about MrBeast’s acquisition of Step and what it means for the fintech ecosystem. This episode picks up where we left […]

March 10, 2026

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 1: The “Yes And” Approach to Credit Data

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel. The series orbits around one core challenge: how do we make the best possible credit decisions for the benefit of both the consumer and the lender? Data is one of the biggest constraints. Credit outcomes sit […]

March 4, 2026

Fintech Recap: Block, Crypto Cards, and Prediction Markets Split the Right

Welcome back to Fintech Recap. I’m Alex Johnson, joined as always by my partner in recapping, Jason Mikula. We kick things off with Block’s move into credit scoring. Block stitched together data across Cash App and Afterpay into a proprietary score it’s now surfacing to consumers and selling to other lenders, claiming auto lenders could […]

February 25, 2026

Canada Leapfrogs on Open Banking

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined in this episode by two guests, Steve Boms (Executive Director at FDATA) and Dan Murphy (Founder of Sunset Park Advisors; formerly CFPB). We’re talking about Canada, and why a country that has spent the better part of a decade moving at a pace I […]

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