FINTECH TAKES

Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out.

Fintech Recap: Open Banking, Digital IDs, and Green Dot’s Split

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November 28, 2025

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 4: The Role of Banks (with Jackie Reses at Lead)

Welcome back to our Engineering the SMB Capital Stack, sponsored by our friends at Fundbox. In this four-part series, we’re exploring small businesses, small business lending, and the forces shaping how small businesses access capital. I’m joined by Prashant Fuloria, CEO of Fundbox, as cohost. In Episode 4 (our finale!), we turn to the role […]

November 26, 2025

Facing Credit: When AI Broke the Marketing Machine

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Carlos Caro (author of the Free Toaster newsletter and host of the Free Toaster podcast) for the second episode of Facing Credit, where we unpack what’s really happening in lending right now. This one’s about marketing; the overlooked starting point of every loan. […]

November 25, 2025

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 3: Data & Underwriting with Bernardo Martinez (SoFi)

November 19, 2025

The Future of Issuing with Marqeta’s CEO

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Mike Milotich, CEO of Marqeta (who stepped into the role after serving as CFO,) and now leads a cloud based issuing platform approaching 400B in annual payment volume. First up, we focus on Marqeta’s platform. It’s built out of configurable building blocks, and […]

November 12, 2025

The $455B Reality of Financial Health

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Jennifer Tescher, founder and CEO of the Financial Health Network (who’s spent the last two decades measuring, defining, and holding the industry accountable for consumers’ financial well-being). We dig into the latest FinHealth Spend Report, which found that U.S. households paid $455B in […]

November 11, 2025

Fintech Takes x Fundbox presents Engineering the SMB Capital Stack Episode 2: Distribution (with Tanay Jaeel at Stripe)

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